Types of Automobile Insurance
Every car owner needs automobile insurance, that much is pretty cut and dry. But how much coverage and the type of insurance varies from client to client. Taking into account the type of car you drive, your age, how long you’ve been driving, and much more all contribute to calculating your rates for your automobile insurance. Hedstrom and Associates will work with you to find a policy that will be there when you need it most.
Here’s an overview of the different types of automobile insurance you can receive from us:
Traditional motor vehicles are what come to mind most often when you think automobile insurance. Average consumer vehicles of any size all fall under this umbrella of car insurance.
Sport & Leisure Vehicles
Own an RV, camper, dune buggy, leisure vehicle, or any other type of recreation vehicle? These are the vehicles that will fall under sport and leisure. Recreation vehicles come with additional implied risks like heavy use that require additional coverage.
Similar to sports and leisure vehicles, motorcycles have a lot of associated risk. You need a special type of insurance coverage to take into account all the risks that come with operating a motorcycle.
If you’re behind the wheel and you injure a person or their property, then you are on the hook for the damages. Liability insurance is an added safety net when you find your self in a car accident, especially if the other party isn’t suitably insured
Here is a short list of insurance companies we represent.
We will work for you to find the insurance product to meet your needs and price range.