Homeowners Insurance Coverage
Homeowners Insurance, as it’s name suggests, is insurance for people that own residential property. But beyond it’s name, homeowner insurance is anything but straightforward. There are many factors that go into determining what is the appropriate policy for your situation. Was the home built on site, or a mobile home? Are you the primary resident, or are you renting it out? Hedstrom & Associates works with our clients to learn about their property so we can match you with the right homeowners insurance coverage!
Site Built Homes
Whether you are a first time home owner, or a long time owner looking for a better rate we have many a rated insurance providers to meet your needs. From the largest home to the smallest home our staff of experts can find the proper coverage and rate. In addition we have options to bundle you home with your auto, motorcycle or other toys if that fits your needs.
If you own a property that will be vacant or under renovation for a period of time, then vacant dwelling insurance might be for you. These policies take into account the inherent risks of a home that isn’t inhabited, like vandalism, higher risk of fire, or liability.
We have unique insurance products designed to meet the insurance needs of mobile and manufactured homes. We have multiple( a) rated companies to choose from depending on your specific needs.
You have different coverage needs when you rent out a property to someone else. Hedstrom and associates can design a specific policy to meet those needs for one rental property or multiple rental properties.
Seasonal residence homes or vacation homes require different needs than your primary residence. Hedstrom and associates can find a policy to meet those needs.